nie number (NIE);
power of attorney to acquire nie number (NIE) and purchase of real estate - if not personally come to Spain for the deal.
Documents required to obtain a NIE number:
application for the NIE;
passport with a stamp from the airport on arrival in Spain - the original and a copy;
Valid Spanish visa;
return ticket from Spain;
contract of sale;
bank certificate about the presence in the account of the necessary amount of money for the purchase of real estate (in the amount of 40-50% of the cost of the property acquired);
3 color photos 3x4 cm.
If you can't come in person to obtain the NIE, it is necessary to certify a copy of the first page of the passport in the Spanish consulate in the country of residence, application for the NIE and power of attorney to a third party to obtain it (can be certified in the notary's country of residence - in this case it is necessary to translate the document into Spanish and put apostille).
If you can’t attend the transaction of purchase and sale of real estate, then make a power of attorney of purchase by a third party in the Spanish notary. Such a document must be certified by a Spanish notary, or by the notary of the country of residence (then you need the translation of the power of attorney and apostille).
Documents required to open a bank account in Spain:
a certificate from the employer indicating the position, the working period in the indicated position and the salary;
2 certificates of the income tax (IRPF);
a copy of the passport.
Documents required for a loan application mortgage in a Spanish bank (to be provided by all people who will be figure in the purchase):
a certificate from the employer of the salary for the last 3 months;
bank account extract of the last 12 months;
an extract from the credit history bureau;
a copy of the passport;
2 certificates of te income tax (IRPF);
other documents confirming the income receipt.
All documents submitted to the Spanish authorities, must be translated by an official translator and, in some cases, stamped with the "Apostille" stamp.
- In buying a new building for individuals - 10%, for legal entities - 21% of the cost of real estate, specified in the contract of sale (escritura de propiedad);
- On the purchase of land not built by an individual to an individual - 10%, from a legal entity - 21% .
If you buy a property in a mortgage, then the expenses listed are added:
Life insurance - the cost of insurance depends on many factors, ranging from the price of the property and ending with age, sex, health status of the insured. Insurance coast approximately 150 euros per person per year for a real property of 120,000 €;
Home insurance - from 250 € / year;
Fees for opening a bank loan.
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